Group Life and Health Schemes

We can help you choose from the vast array of different life and health policies you can offer your employees. Our expertise and contacts may help you to get lower cost or better quality cover.

Group Life Schemes

An important benefit available in a range of salary multiples. The cost is deductible against taxable profits, and the benefits are payable tax free to the beneficiary. In addition to standard ‘Registered’ group life schemes, we also advise on the creation of Excepted Life schemes for those individuals who are affected by the Pensions Lifetime Allowance.

Private Medical Insurance

Private medical insurance brings peace of mind to key members of staff and their families, and is greatly appreciated by employees at all levels.

We can provide a range of cost-effective options designed to facilitate the speedy return to work of your key personnel. Cover can be designed to meet both corporate and individual needs.

Critical Illness

Pays out a lump sum if an employee gets an illness that means they are unable to work for a long period of time. The payout can be used for medical treatment or to compensate for lost income.

Group Income Protection

This pays out an income to an employee in the event of prolonged absence from work due to illness.

Key Person Protection

Insurance to protect the business financially against the loss of a critical senior employee.

Group Life and Medical Schemes tailored to your business
Our expertise and contacts may save you money or give better quality cover
Excepted Life schemes for those over the Pensions Lifetime Allowance
Key person cover protects your business against the loss of a critical employee

The value of investments and any income from them can fall and you may get back less than you invested. KW, KW Wealth, KW Protect, KW Wellbeing, KW Institutional, KW Partner and KW Private Office are trading names of KW Wealth Planning Limited (registered number 01265376), KW Investment Management Limited (registered number 06931664 ) and KW Trading Services Limited (registered number 03109469) which is a member of the London Stock Exchange. Each of these companies is authorised and regulated by the Financial Conduct Authority and has its registered office at 13 Austin Friars London EC2N 2HE. KW investment Management Limited is also regulated in South Africa by Financial Sector Conduct Authority. All these companies are wholly owned subsidiaries of European Wealth Group Limited (registered number 42316) which is incorporated in Guernsey with registered office at Regency Court, Glategny Esplanade, St Peter Port, Guernsey, GY1 1WW.